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Insurance

Covered from
ramp to ramp.

Every carrier who moves a vehicle for us carries cargo insurance in force, verified against the federal register before he is given a load. Here is what that covers, what it does not, and what to do if something goes wrong.

In plain words

You do not claim
on your own policy.

While your vehicle is on the trailer it is covered by the carrier's cargo policy. If it is damaged in transit, the claim goes to that policy — not to your personal insurer, and not to your no-claims record.

✓Active operating authority checked before every dispatch
✓Cargo policy verified in force, not just "on file"
✓Certificate sent to you on request, before pick-up
✓Claims handled by us, with you, not handed off
Covered

What the cargo policy pays for

  • ✓Damage caused while loading, securing or unloading
  • ✓Damage from an accident or a fire involving the truck
  • ✓Theft of the vehicle while it is in the carrier's custody
  • ✓Damage from load shift or an improperly secured strap
Not covered

What it does not pay for

  • ×Damage that was already noted on the Bill of Lading at pick-up
  • ×Personal items left inside — they are not cargo and are not insured
  • ×Mechanical failure that transport did not cause
  • ×Road dust and weather on an open trailer — that is what open means
If something is wrong at delivery

Write it on the Bill of Lading
before the driver leaves.

01

Note it, then sign

New damage goes on the delivery copy of the Bill of Lading, in writing, while the driver is still there. A signature with nothing written on it says the vehicle arrived as it left — and that is very hard to unsay afterwards.

02

Photograph it there

Wide shot with the trailer in frame, then close-ups. Daylight if you can. Photos taken at the kerb are worth more than photos taken in your garage the next morning.

03

Call us the same day

or . We open the claim with the carrier's insurer and stay on it with you. You are not left to argue with a company you never chose.

Questions

Ask before you book, not after.

We will send you the carrier's insurance certificate before pick-up if you want to see it.